1-4 Unit Residential vs 5-8 Unit Commercial DSCR Loans Compared
While 1-to-4-unit rental properties are underwritten using residential gross rent divided by monthly PITIA, 5-to-8-unit small multifamily buildings cross the le…
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Conventional Cash-Out Refinance Guides
Direct answers for real estate investors, written to be useful — not to rank and bounce.
Foreign National DSCR Loans: Reserves, Credit, and Entity Guidelines
Foreign national and ITIN investors can finance U.S. rental properties through wholesale DSCR programs without U.S. tax returns, Social Security numbers, or dom…
How DSCR Underwriting Works on Duplexes, Triplexes, and Fourplexes
Duplexes, triplexes, and fourplexes qualify under residential 1-to-4-unit DSCR guidelines using Fannie Mae Form 1025 (Small Residential Income Property Appraisa…